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Lender ownership, financing terms, and checkout responsibilities.
Reach is not a lender.
Reach does not set financing terms.
Financing is offered through third-party financing partners integrated into checkout.
How it works:
financing options show during checkout, when enabled
the customer picks an option
the financing partner handles:
credit checks and eligibility
repayment terms, including APR, tenure, interest, and collections
Reach:
runs the checkout flow
records the transaction outcome for orders and reporting
The brand:
contracts directly with the financing provider
decides which products and plans are eligible
Financing terms are owned by the financing partner and the brand.
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