> For the complete documentation index, see [llms.txt](https://docs.reachplatform.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.reachplatform.com/faqs/test-att-faqs/financing-faq.md).

# Financing FAQ

Lender ownership, financing terms, and checkout responsibilities.

### Quick answers

<details>

<summary>Is Reach a lender?</summary>

Reach is not a lender.

Reach does not set financing terms.

Financing is offered through third-party financing partners integrated into checkout.

How it works:

* financing options show during checkout, when enabled
* the customer picks an option
* the financing partner handles:
  * credit checks and eligibility
  * repayment terms, including APR, tenure, interest, and collections

Reach:

* runs the checkout flow
* records the transaction outcome for orders and reporting

The brand:

* contracts directly with the financing provider
* decides which products and plans are eligible

Financing terms are owned by the financing partner and the brand.

</details>


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation by asking a question.

Perform an HTTP GET request on the following URL with the `ask` and `goal` query parameters:

```
GET https://docs.reachplatform.com/faqs/test-att-faqs/financing-faq.md?ask=<question>&goal=<user_goal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is what the user is ultimately trying to achieve, the reason they need the answer. Sharing it helps GitBook give you a better, more relevant answer. A goal is most helpful when it describes the outcome the user wants rather than restating the question. For example, with `ask=how do I create an API token`, a goal like `automate deployments from our CI pipeline` lets GitBook tailor the answer to that use case.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.